Hassles scale items were scored 1 = none, 2 = somewhat severe, 3 = moderately severe, 4 = extremely severe. Only select items were used for the sake of brevity. The selected items, judged to be those most relevant to college students, were Being exploited, Car maintenance, Change in financial state, Change in job, Change in residence, Change in work hours, Concerns about getting ahead, Concerns about job security, Concerns about medical treatment, Concerns about owing money, Concerns with meeting high standards, Crime, Difficulties with friends, Don't like current work responsibilities, Don't like fellow workers, Don't like school, Family member left home, Family member started or stopped working, Financial responsibility, Financial security, Hassles from boss or supervisor, Health of a family member, Home maintenance, Illness or injury, Job dissatisfaction, Legal problems, Neighborhood decay, Noise, Non-family members living in your house, Not enough money , Not enough personal energy, Not enough time for family, Not enough time to do things, Not seeing enough people, Physical appearance, Planning meals, Prejudice and discrimination, Problems getting along with fellow workers, Problems on job due to being a woman or man, Problems with children/parents, Problems with spouse/boyfriend/girlfriend, Property/investments/or taxes, Rising prices of goods, School dissatisfaction, Shopping, Someone owes you money, Too many responsibilities, Too many things to do, Traffic, Transportation problems, Troublesome neighbors, Vacation, Business readjustment, Customers or clients give you a hard time.

ISEL items were scored 1 for True and 0 for False with items indicating a lack of social support inverted. The items were as follows: There is at least one person I know whose advice I really trust; There is really no one who can give me objective feedback about how I’m handling my problems; There is someone who I feel comfortable going to for advice about sexual problems; I feel that there is no one with whom I can share my most private worries and fears; No one I know would throw a birthday party for me; There are several different people with whom I enjoy spending time; Most people I know don’t enjoy the same things that I do; I feel that I’m on the fringe in my circle of friends; If I were sick and needed someone to drive me to the doctor, I would have trouble finding someone; There is no one I could call on if I needed to borrow a car for a few hours; If I needed a quick emergency loan of $100, there is someone I could get it from; If I needed some help in moving to a new home, I would have a hard time finding someone to help me; In general, people don’t have much confidence in me; Most of my friends are more successful at making changes in their lives than I am; I think that my friends feel that I’m not very good at helping them solve problems; I am closer to my friends than most other people.

Internet self-efficacy was measured using the following:  I feel confident understanding terms/words relating to Internet hardware; I feel confident understanding terms/words relating to Internet software; I feel confident describing functions of Internet hardware; I feel confident trouble shooting Internet problems. I feel confident explaining why a task will not run on the Internet; I feel confident using the Internet to gather data; I feel confident learning advanced skills within a specific Internet program; I feel confident turning to an on-line discussion group when help is needed.